Small- and medium-sized enterprises (SMEs) in Kenya have largely moved beyond the first stage of digital payment adoption, but a productivity gap remains. According to Visa’s new survey for its Pay and Get Paid 2026 report, the vast majority of surveyed SMEs in Kenya actively accept and make digital payments, showing that digital commerce is now a key part of the country’s small business economy.
Visa Report Highlights Opportunity to Connect Digital Payments with Business Operations for SMEs in Kenya

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