Fuliza is an NCBA product offered through Safaricom M-Pesa. The service allows M-PESA customers to complete their M-PESA transactions when insufficient funds are in their M-PESA account.

In other words, Fuliza is an overdraft facility for all M-Pesa users that allows users to finish paying a service or send money even if they don’t have enough.
Let’s dive right into how to increase Fuliza limit step by step:

How to Increase Fuliza Limit
Here is how you can increase the Fuliza limit to a higher amount:

Step 1: Make sure you have been using the service for a while and be someone who repays the loan on time. Infact Safaricom themselves recommend that you continue using Safaricom and M-PESA services frequently and repay Fuliza M-PESA on time by topping up your M-PESA account.

Step 2: Opt out of Fuliza M-Pesa. If you don’t know, here is how to opt-out of Fuliza M-Pesa:

Dial *234# on your phone
Select the Fuliza option
Select Opt-out
If you are using the MySafaricom app, here is how to opt-out:

Log in to the app
Choose M-Pesa
Select Fuliza M-Pesa
Click on Opt-out

Step 3: Activate Fuliza again by Dialing *234# or through the MySafaricom app. You should see your new limit if everything goes well.You might get a new limit, or they will restore M-Pesa will restore Safaricom will restore your previous limit.

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